We've written these in plain language because we want you to actually understand what you're agreeing to. The full legal text follows below.
Welcome to ARCA. We're building simple, powerful tools to help creators, studios, agencies, and teams understand their revenue, expenses, channel performance, and overall business health in one place — including better predictions and trends for the future. By using ARCA, you agree to the rules below and our full Legal Terms of Service shown below.
ARCA is a helpful tool, not a professional advisor. We provide dashboards, analytics, forecasts, categorizations, and workflows. We are not accountants, tax advisors, lawyers, or a bank. Always have your own qualified professionals review anything important.
When you connect accounts or upload information, you give us permission to use it to provide the Services and improve our tools — including predictions and trends. We only use data in aggregated or de-identified form so no individual creator's private information is visible to others.
Data from connected accounts can have gaps or errors. You must review, verify, and reconcile everything before relying on it for real-world decisions like taxes, financial statements, or investor reports.
Paid plans renew automatically. You can cancel anytime through your account (subject to any remaining term). Fees are non-refundable except where we explicitly say otherwise. We may change pricing with notice.
We won't be liable for indirect losses (like lost profits) or amounts beyond what you paid us. Our total liability is capped. We work hard to keep things running securely, but no service is perfect.
Disputes are handled through binding individual arbitration, not court or class action. Individual users have a 30-day opt-out right. See Section 16 of the full Legal Terms for complete details.
Use it only for lawful business purposes. Don't reverse-engineer it, build a competing product, upload harmful code, or misuse it in violation of applicable law.
We may update features or these terms. Continued use after changes means you accept them. We'll post the new version with its effective date.
ARCA is a technology platform intended for business and commercial use by creators, studios, agencies, and related entities. It is not a bank, payment processor, accounting firm, CPA firm, tax advisor, law firm, or fiduciary service.
You must be able to form a binding contract under applicable law. You are responsible for keeping your account credentials secure and for all activity under your account (except to the extent directly caused by ARCA's breach). Notify us immediately of any suspected unauthorized access. You control access for your team (employees, contractors, advisors).
By connecting accounts, you authorize ARCA and its service providers to access, retrieve, store, process, normalize, and display your Creator Data solely to provide the Services. You warrant that you have all necessary rights, permissions, and consents.
You retain ownership of your Creator Data. You grant ARCA a non-exclusive, worldwide, royalty-free, perpetual license to host, store, copy, transmit, transform, analyze, and otherwise use Creator Data as necessary to provide, maintain, secure, improve, and develop the Services, including for predictions, trends, forecasts, benchmarks, and other analytical features. We may also create aggregated or de-identified data derived from Creator Data for product improvement and internal analytics. No individual creator's identifiable data is shared with or visible to any other user.
We are not responsible for third-party services (their uptime, policies, data quality, API changes, fees, or failures). You must handle any re-authentication or permission updates they require.
The value of the Services depends on complete, timely, and accurate data from you and third parties. You are solely responsible for reviewing, verifying, reconciling, and approving all Creator Data, classifications, categorizations, dashboards, calculations, Metrics, forecasts, exports, and suggestions before using them for taxes, financial statements, investor reporting, compensation, compliance, or any material business purpose.
All Metrics and insights are informational estimates only. They may differ from definitions used by your accountants, regulators, or other systems, and may change if source data or our methodologies update. ARCA does not provide accounting, tax, legal, investment, or other professional advice. Nothing in the Services replaces consultation with qualified professionals. You are solely responsible for all decisions made using the Services.
Fees are as shown in your account or order form. Subscriptions renew automatically unless canceled. Fees are non-refundable except where we state otherwise in writing. You are responsible for applicable taxes (other than taxes on ARCA's net income). We may update pricing with reasonable notice.
You may not use the Services for unlawful, fraudulent, or harmful purposes; to build a competing product; to reverse-engineer, scrape, or circumvent limits; to upload malicious code; or in violation of sanctions, money-laundering, or other laws.
Experimental or beta features are provided "as is" and may be modified or removed at any time without notice.
ARCA and its licensors own all rights in the Services. You receive a limited right to use them while complying with these Terms. Feedback you provide may be used by us without compensation.
We protect confidential information and follow our Privacy Policy (incorporated by reference). We use reasonable security measures, though no system is guaranteed impenetrable. You are responsible for your own internal security practices.
You may stop using the Services subject to any remaining subscription obligations. We may suspend or terminate access for security risks, material breach, overdue fees, or legal/regulatory concerns. Upon termination, access ends and we may delete or anonymize Creator Data after a reasonable period (subject to law and our policies). Sections that by nature should survive (including liability, indemnification, and IP) will survive.
To the maximum extent permitted by law, ARCA will not be liable for any indirect, incidental, special, consequential, or punitive damages (including lost profits, revenue, goodwill, or data loss), even if advised of the possibility.
Our total aggregate liability arising from these Terms or the Services will not exceed the greater of (a) the total amounts you paid ARCA for the Services in the twelve (12) months preceding the claim, or (b) US$100.
You will defend, indemnify, and hold ARCA and its affiliates harmless from claims arising from your Creator Data, Connected Accounts, your use of the Services, or your breach of these Terms.
In any action or proceeding to enforce or interpret this Agreement, the prevailing party shall be entitled to recover its reasonable attorneys' fees, costs, and expenses from the non-prevailing party.
We may update the Services or these Terms. Continued use after an update constitutes acceptance. We will post the new version with its effective date.
This Agreement is governed by the laws of the State of Delaware, without regard to conflict-of-law rules.
Disputes will be resolved through binding individual arbitration administered by the American Arbitration Association (AAA), rather than in court. The arbitration will be conducted on an individual basis only — there will be no class actions or representative proceedings. Individual users may opt out of arbitration by sending a written notice to legal@getarca.co within 30 days of first accepting these Terms or creating an account.
If arbitration is unavailable or inapplicable to a particular claim (including if you validly opt out), disputes will be brought exclusively in the state or federal courts located in Delaware, and each party consents to personal jurisdiction and venue there.
These Terms (together with the User Summary, any order forms, pricing terms, and the Privacy Policy) constitute the entire agreement. If any provision is unenforceable, the rest remain in effect. We may assign this Agreement; you may not without our prior written consent (except in connection with a merger, acquisition, or sale of substantially all your assets). No waiver is effective unless in writing.