ARCA is the financial home built for how creators actually earn. Every dollar in one live view. An AI that answers any money question. Cash when you need it.
Apply for founding accessYou earn from everywhere. Almost nothing in finance was built to make sense of it.
YouTube pays on the 21st. Brand deals net-60. Stripe is daily. What's actually in the bank, and what you can actually afford, is anyone's guess.
Six figures last year. The bank still asked for two years of W-2s. The cash you need to grow is invisible to anyone built for traditional jobs.
QuickBooks. Mint. Wave. None of them know what a CPM is. None of them know that a brand-deal payment is income, not a refund. You spend hours teaching software what your business is.
Real questions, in their actual voice. Lowercase, half-typed, sometimes at 2am. ARCA answers them. With real numbers. From your real money.
"if youtube cut my pay 30% how long could i keep paying my editor?"
YouTube revenue at −30% drops you from $8,200/mo to $5,740. Marcus is $3,200/mo. You stay in the green through October. By November you'd need to cut $1,400/mo somewhere, or income has to recover, or Marcus has to go.
"i made $14k in march and $3k in april. what should i do"
"am i broke or just spread thin? show me what's actually in my accounts vs what i owe"
"the IRS sent me something called a CP2000. what is this scary letter and what do i do"
"give me one number every morning. how much can i actually spend this month"
"the bank thinks i make less than i do because of my write-offs. help me show them what i really make"
"my accountant has no idea what AdSense is. write him a one-pager"
"if i stopped uploading tomorrow, how long would my money last"
"did sponsors actually pay on time last quarter, or was i late on rent because of them"
"whats my actual $/hour after i pay my editor and thumbnail designer"
Not a beta list. A small group of creators shaping what ARCA becomes, locking in pricing and access no one will ever get again.
Founding rate, locked the day you sign on. Public launch pricing will be a percentage of revenue. The bigger you grow, the better this deal gets.
$99/mo flat · for life
A standing channel to the team. The features you need built first. Quarterly sessions with Jada and the cohort to shape what ships next.
Jada McLean personally connects your platforms, sets up your first money workflows, and stays on call through your first three months on ARCA.
Founding creators are the first cohort eligible for cash advances against your verified platform income when ARCA Capital ships in Q3.
What we commit to, in writing, for every founding creator's first month with ARCA.
Day one of onboarding with Jada. YouTube, Twitch, TikTok, Patreon, Stripe, brand deals, your business bank. All in one live view of your money.
Not what you grossed. What's actually left after team, tools, taxes, and platform fees. Most creators at your scale have never seen this number for their own business. You will.
What's going to land in the bank, week by week. Built from your real platform payment schedules, your committed brand deals, and your recurring expenses.
Bring us your real decisions. A hire. A deal. A piece of equipment. A vacation. We give you the math with our reasoning, in writing. So you can hold us to whether we got it right.
If we don't deliver all four in your first 30 days, you don't pay a cent.
Every application is read by Jada personally. You'll receive a personal video response within 24 hours of applying.
If you've outgrown spreadsheets, accountants who don't get the business, and tools built for traditional jobs, apply.
Apply for founding access