Know exactly what you're making and what you owe — all in one place.
YouTube, Twitch, brand deals, merch. Keeping track of it all is basically a second job.
Your bank account says one thing. Your bills say another. You're guessing, and it's stressful.
You delivered the video. They'll pay you in 47 days. Maybe. Your bills don't care about their timeline.
Every platform, every payment, every bill. All in one place, updated every day. And ask your ARCA agent anything, anytime.
See your upcoming payments weeks out. No more surprises, no more panic transfers.
Link your platforms and bank. YouTube, Twitch, TikTok, AdSense, wherever your money lives. Takes five minutes.
ARCA shows you what's coming in, what's going out, and when. No more guessing if you can pay your editor on Friday.
No more Googling, guessing, or stressing. Just ask ARCA anything about your money.
Most creators pay thousands a year to find out — after the fact — where their money went. ARCA does more, in real time, for less than you're probably spending right now.
Nope. The dashboard and all the financial tools are free to use whether or not you ever take any money. A lot of creators join ARCA just to finally see everything in one place. The funding is there if you want it.
YouTube, Twitch, TikTok, Instagram, Patreon, Stripe, Substack, Spotify for Podcasters, Beehiiv, Gumroad, Ko-fi, and more. You can also connect your bank via Plaid and manually add brand deals. We're always adding new ones.
It's based entirely on your verified revenue history across your connected platforms. No credit score, no bank statements, no pitch deck. Connect your accounts, ARCA builds your profile, and your offer comes from there.
We take a percentage of your income — typically 10 to 20% — until it's paid back. No compounding interest, no fixed monthly payment. Slow month? Your repayment is smaller. You get a text before every sweep so there are no surprises.
Right now anywhere from $5,000 to $100,000, depending on your income profile. We're in private beta so limits will grow as we do.
No. There's no interest rate, no fixed monthly payment, no credit check. You repay a percentage of your income as it comes in. If revenue slows, repayment slows. No penalty for that.
Full-time creators earning $100K to $1M a year from platform revenue, brand deals, subscriptions, and community income. If you're running a real creator business and need clarity or capital to grow it, ARCA was built for you.
We're inviting a small group of professional creators to go first — white-glove onboarding, direct product input, and early access to features.
Not ready to apply?
Join the waitlist for updates as we open more broadly.
No W-2. No giving up equity. No credit check.